Automated unpaid salary recovery
TL;DR
Automated wage recovery tool for gig workers and SME employees in India/Latin America that generates country-specific legal notices and auto-escalates to labor boards after 14 days of unpaid salary so they recover 90%+ of wages in 30 days (vs. 6+ months manually) while saving $500+ per incident in legal fees.
Target Audience
Ex-employees in notice period facing salary delays during offboarding
The Problem
Problem Context
Salaried employees in unpaid firms face ignored HR requests, no salary for months, and career stagnation. They lack documented proof to force payment or escalate legally. Current workarounds (manual chasing, lawyers) are slow, expensive, or ineffective.
Pain Points
HR/CEO ignores repeated salary requests. No legal documents exist to prove non-payment. Employees waste 10+ hours/month chasing payments. Peers get paid while they’re stuck. Career growth halts due to financial instability.
Impact
Missed bills, credit damage, and mental stress from financial uncertainty. Career opportunities pass them by. Legal fees for unpaid wages can exceed $500. The problem repeats monthly until resolved.
Urgency
Unpaid salary is an immediate survival issue. Without action, employees face eviction, loan defaults, or forced quitting. The longer it drags, the harder it is to recover lost wages or career momentum.
Target Audience
Gig workers, SME employees, and contract workers in unpaid firms globally. Also HR/payroll admins in firms with compliance risks. Affects 100M+ people in India, Southeast Asia, and Latin America alone.
Proposed AI Solution
Solution Approach
PayGuard Compliance is an automated tool that generates legally binding 'Notice of Unpaid Salary' documents and escalates to labor boards if ignored. It tracks payment status via bank/employer integrations and provides step-by-step legal guidance. Employees pay a monthly fee to avoid costly legal battles.
Key Features
- Escalation Engine: If unpaid after 14 days, auto-sends notices to labor boards/employer insurance.
- Payment Tracker: Monitors bank/employer portals for salary deposits.
- Employer Compliance Dashboard: For firms, tracks at-risk employees to avoid legal penalties.
User Experience
Employees upload their last 3 payslips. The tool generates a notice in 2 minutes. If unpaid after 14 days, it escalates automatically. They get daily updates via email/SMS. HR/payroll admins see compliance risks in a dashboard.
Differentiation
No existing tool combines legal templates + automated escalation. Most solutions are manual (lawyers) or reactive (labor boards). PayGuard is proactive, affordable ($19/mo), and works across countries with localized templates.
Scalability
Starts with individual employees ($19/mo). Expands to employer bulk licenses ($99/mo for 10+ seats). Adds upsells like legal consultation packages. Integrates with payroll systems for enterprise clients.
Expected Impact
Employees recover unpaid wages faster (avg. 30 days vs. 6+ months manually). Firms avoid labor board fines and reputational damage. Users save $500+ in legal fees per incident. Recurring value via monthly compliance monitoring.